Prompts that actually work

Claude is one of the strongest AI assistants for coding — especially for larger codebases, debugging, and code review. These prompts are tested to get the best results from Claude 3.5 Sonnet and Claude 3 Opus for software development tasks.

ChatGPT is a powerful tool for personal finance planning, budgeting, investment research, and financial literacy. These prompts help you think through financial decisions, build budgets, and understand complex topics — all tested on GPT-4o. Note: ChatGPT is not a licensed financial advisor and these prompts are for educational and planning purposes only.

Claude excels at structured financial analysis, scenario modeling, and breaking down complex financial concepts. These prompts are built for personal budgeting, retirement planning, debt payoff strategies, and investment education — tested on Claude 3.5 Sonnet and Claude 3 Opus. Claude is not a licensed financial advisor; use these prompts for research and planning only.

Gemini brings strong multimodal and data analysis capabilities to personal finance tasks. These prompts are designed for budgeting spreadsheets, tax preparation research, financial comparison tables, and investment education — tested on Gemini 2.0. Gemini is not a licensed financial advisor; these prompts are for educational and planning purposes only.

Grok is ideal for financial research that depends on real-time data — market trends, economic news, and fast-moving financial topics. These prompts are optimized for Grok 3 and take advantage of its live data access for stock research, market analysis, and economic trend tracking. Grok is not a licensed financial advisor; use these prompts for informational purposes only.

Microsoft Copilot integrates directly with Excel, Outlook, and Microsoft 365 — making it uniquely useful for hands-on financial tasks like budget spreadsheets, expense tracking, and financial email drafting. These prompts are built for everyday money management inside the tools you already use. Copilot is not a licensed financial advisor; use these prompts for planning and organization only.

ChatGPT Work and OpenAI Codex (with persistent cloud sessions after the Ona acquisition) are OpenAI's agentic products for 2026. ChatGPT with web search gives you a capable research agent. Codex handles persistent coding tasks. These prompts are optimised for ChatGPT Plus with Browse, ChatGPT Work, and the OpenAI Responses API with web search and computer use tools.

ChatGPT with GPT-5.6 Sol is one of the most versatile productivity assistants available — strong across writing, planning, summarisation, and multi-step workflows. With web search enabled, it can incorporate current information into productivity tasks. These prompts are optimised for ChatGPT Plus and ChatGPT Work.

ChatGPT with GPT-5.6 Sol and web search enabled is a powerful research assistant for literature reviews, competitive analysis, market research, and fact-checking. These prompts are designed to get structured, cited research outputs from ChatGPT — optimised for ChatGPT Plus with Browse enabled and the Responses API with web search tool active.

ChatGPT with GPT-5.6 Sol is exceptionally strong for structured SEO tasks — keyword clustering, content brief generation, title tag optimisation, and schema markup writing. These prompts are optimised for ChatGPT Plus and the OpenAI API, and work across GPT-5.6 Sol, Terra, and Luna depending on the complexity of the task.

Claude Code and Claude Cowork are Anthropic's agentic products — designed for autonomous multi-step tasks rather than single-turn conversations. These prompts are built for Claude Code (terminal-based coding agent), Claude Cowork (browser and file automation), and Claude's computer use capability. They cover task delegation, autonomous coding workflows, file analysis pipelines, and multi-agent coordination.

Claude Sonnet 5 and Fable 5 are among the strongest models for complex productivity tasks — long-form writing, multi-document synthesis, strategic analysis, and workflow design. With 1M context, Claude can process entire project folders, email threads, or sets of documents in a single session. These prompts are optimised for claude.ai Pro, Max, and the Anthropic API.

Claude Sonnet 5 and Fable 5 are outstanding research assistants — particularly for tasks that require synthesising large amounts of text, maintaining logical consistency across long documents, and producing structured analytical outputs. With 1M token context windows, Claude can process entire research papers, legal documents, or codebases in a single session. These prompts are optimised for claude.ai Pro and the Anthropic API.

Claude produces some of the most polished long-form writing of any AI assistant. These prompts are designed to get publication-quality output — whether you are writing blog posts, emails, reports, or creative content.

Cursor is an AI-native IDE that understands your entire codebase — not just the current file. These prompts are designed for Cursor's chat sidebar (Cmd+L), inline editing (Cmd+K), and background agent mode. They cover codebase exploration, multi-file refactoring, test generation, and debugging across large repositories. Optimised for Cursor Pro with Claude Fable 5 or GPT-5.6 Sol as the backing model.

DeepSeek V4 Pro at $0.44/$0.87/M (discounted) is the most cost-efficient coding model available in July 2026 — 7-17x cheaper than Western frontier alternatives. V4 Flash at $0.14/$0.28/M is ideal for high-volume routing and classification tasks. These prompts are optimised for the DeepSeek API and the Anthropic Messages endpoint (now available at api.deepseek.com/anthropic). Important: migrate your deepseek-chat alias to deepseek-v4-flash before July 24 at 15:59 UTC.

DeepSeek V4 Pro with thinking mode ON is one of the most cost-efficient models for research tasks that require extended reasoning — literature review synthesis, multi-step analysis, and structured comparison. At $0.44/$0.87/M (discounted), it delivers frontier-class reasoning at 7-17x lower cost than Western alternatives. Important: migrate from deepseek-chat to deepseek-v4-flash before July 24 at 15:59 UTC.

Gemini 3.6 Flash with built-in Computer Use is the fastest and cheapest agent-capable model available in July 2026. At 304 tokens/second and $7.50/M output, it handles agentic search fan-out, multi-step document workflows, and browser automation at a cost no other frontier model matches. These prompts are optimised for the Gemini API with Computer Use enabled, Google AI Studio, and Vertex AI agent deployments.

Gemini 2.5 Flash and Gemini 3.5 Flash are strong mid-tier coding models with excellent multimodal capabilities — you can paste screenshots of errors, UI mockups, or architecture diagrams and get code in return. These prompts are optimised for Google AI Studio, the Gemini API, and Gemini in Google Workspace for coding, debugging, and code review tasks. Note: Gemini 3.5 Pro has been delayed three times as of July 2026 — these prompts are tested on the currently available Gemini Flash tier.

Gemini in Google Workspace (Docs, Gmail, Sheets, Drive) is the most deeply integrated AI productivity tool for users already in the Google ecosystem. Gemini 3.6 Flash's March 2026 knowledge cutoff and multimodal capabilities also make it strong for document-heavy productivity workflows. These prompts work across Gemini in Google Workspace, Google AI Studio, and the Gemini app.

Gemini with Google Search grounding is one of the most powerful research tools available in 2026. Unlike most AI models that rely on training data, Gemini can pull live search results directly into its responses — making it ideal for market research, competitive analysis, literature reviews, and fact-checking. These prompts are optimised for Google AI Studio with grounding enabled and Gemini Advanced.

Gemini's Google Search grounding capability makes it uniquely useful for SEO — it can pull real search data directly into its responses, giving you keyword suggestions based on actual Google Search patterns rather than training data. These prompts are optimised for Google AI Studio with grounding enabled and work particularly well for content gap analysis, SERP research, and structured data generation.

Gemini 2.5 Flash is Google's best available writing model in July 2026 — strong for long-form content, factual accuracy with grounding, and multilingual output. These prompts cover blog writing, email drafting, social media content, and document summarisation — optimised for Google AI Studio, Gemini in Google Docs, and the Gemini API.

Grok 4.5 is one of the most cost-efficient frontier models for coding — at $2/$6/M and 64.7% SWE-bench Pro, it handles debugging, code review, and refactoring at a fraction of the cost of Fable 5 or GPT-5.6 Sol. These prompts are optimised for Grok 4.5 via SuperGrok or the xAI API and take advantage of Grok's live X data access for tracking library updates and deprecations in real time.