SUN, AUGUST 02, 2026
Independent · In‑Depth · Practitioner‑Tested
Claude Finance

Best Claude AI Prompts for Financial Analysis (2026)

Claude Opus 5 at $5/$25/M with 1M context and 128K output handles financial analysis tasks that require reading full annual reports, comparing multiple documents simultaneously, or producing long-form financial research output in a single session. Sonnet 5 at $2/M (through August 31) is the cost-efficient option for standard financial research tasks. Neither Claude model has live market data access — for current market data, combine with Gemini 3.6 Flash (Google Search grounding) or ChatGPT Browse. These prompts are optimised for the Anthropic API and claude.ai Pro/Max. Note: for research and analysis purposes only, not financial advice.

⌨️ 6 prompts 🕐 Updated Aug 2, 2026
💡 How to use these prompts: Replace everything in [BRACKETS] with your specific details before sending. Click Copy to copy any prompt to your clipboard instantly.
1
Read a Full Annual Report and Extract Key Metrics
Extract structured financial metrics and insights from any full annual report
[CLAUDE OPUS 5 — paste the full annual report into the 1M context window]

Read the following annual report in full before responding.

Extract:
1. Revenue, gross margin, and operating income for the last 3 fiscal years (build a table)
2. The single most important risk factor the company highlights (verbatim section reference + your assessment of whether it is genuine or boilerplate)
3. Management's stated growth strategy — and whether the financial results support or contradict it
4. The segment or product line with the best and worst performance
5. One metric that appears prominently in the report that you would not normally see — what does it reveal?

Do not summarise the executive letter. Read the full document.

Annual report: [PASTE FULL TEXT]

Note: for research purposes only, not financial advice.
2
Competitive Intelligence From Public Filings
Build a competitive financial comparison from public filings across multiple companies
Compare the following companies using their most recent public filings. Build a side-by-side analysis.

Companies: [LIST 2-4 NAMES]
What I need to compare: [E.G. revenue growth, margin trends, R&D spend as % of revenue, debt levels, cash position]
Time period: [LAST 1 / 2 / 3 YEARS]
Documents to use: [10-K / ANNUAL REPORT / EARNINGS CALL TRANSCRIPT — paste below or describe]

For each metric:
- Build a comparison table (companies as columns, metrics as rows)
- Identify the company with the best and worst result on each metric
- Note any metric where one company is clearly diverging from the others

End with: the single clearest competitive trend this data reveals.

Note: for research purposes only, not financial advice.
3
Analyse an Earnings Call Transcript
Extract signal from earnings call transcripts — what management avoided and what contradicts the headline
Analyse the following earnings call transcript. I want signal, not summary.

Transcript: [PASTE FULL TRANSCRIPT]

Find:
1. The metric management emphasised most — and whether it was the metric the market cared about (if you can tell from the questions)
2. Any language shift from previous calls — hedging, increased optimism, or topic avoidance
3. Questions from analysts that management deflected or answered incompletely
4. One specific number from the call that contradicts or complicates the headline story
5. Your overall read: was management more or less confident than the numbers justify?

Note: for research purposes only, not financial advice.
4
Build a Financial Ratio Scorecard
Calculate a complete financial ratio scorecard from any income statement and balance sheet
Build a financial ratio scorecard for the following company using the data I provide.

Company: [NAME]
Financial data: [PASTE INCOME STATEMENT AND BALANCE SHEET — or key figures]

Calculate and present in a table:
- Profitability: gross margin, operating margin, net margin, ROE, ROA
- Liquidity: current ratio, quick ratio, cash ratio
- Leverage: debt-to-equity, interest coverage ratio
- Efficiency: asset turnover, inventory turnover (if applicable)

For each ratio:
- The calculated value
- What is considered healthy for this industry (if you know it)
- Your assessment: strong / adequate / concerning

Note: for research and educational purposes only, not financial advice.
5
Summarise a Regulatory Filing or Prospectus
Extract the material facts from any regulatory filing or IPO prospectus
Summarise the following regulatory filing or prospectus. I need the key facts a sophisticated reader would want, not a table of contents.

Document type: [S-1 / 20-F / PROSPECTUS / OTHER]
Company: [NAME]

Extract:
1. What the company does and how it makes money (be specific — not "provides AI solutions")
2. The three most important risk factors (not the full list — the genuinely material ones)
3. Key financial metrics from the filing: revenue, growth rate, profitability or burn rate
4. Use of proceeds (what the money raised is for)
5. One thing about this filing that a casual reader would miss but a sophisticated investor would focus on

Filing text: [PASTE RELEVANT SECTIONS]

Note: for research purposes only, not financial advice.
6
Stress-Test a Financial Projection
Stress-test any financial projection to find where it breaks under different assumptions
Stress-test the following financial projection. I want to know where it breaks.

Projection: [PASTE OR DESCRIBE — revenue growth assumptions, margin assumptions, cost structure]
Company context: [WHAT THE COMPANY DOES AND ITS CURRENT STAGE]
Key assumptions I am most uncertain about: [LIST]

For each key assumption:
1. What happens if it is 20% worse than projected?
2. What happens if it is 50% worse?
3. At what point does the model break (negative cash, covenant breach, etc.)?

Build a sensitivity table for the 2-3 most impactful variables. Then tell me: which single assumption, if wrong, most threatens the viability of this projection?

Note: for research and planning purposes only, not financial advice.